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Financial empowerment has become an expanding focus among Community Action Agencies (CAAs) and others committed to helping low-income families move from poverty toward self-sufficiency and economic security. Efforts are designed to help those involved overcome barriers and challenges, set goals, acquire knowledge, modify behaviors, and take actions that will contribute to improved financial status and long-term stability.

This toolkit features resources that have been selected for use by organizations looking to getting started with financial empowerment initiatives, as well as those seeking ways to strengthen and expand on work already being carried out in this area. It is our hope that use of resources within this toolkit will bolster work being carried out to improve the financial capability and status of low-income families in communities throughout the United States.